Move the Buy Year and Sell Year sliders by dragging them, or click on the arrows at the ends of the sliders. Click on the arrows next to the Initial Investment value to increase or decrease the value, or highlight the amount in the box and enter your own value. Press your Enter key to see the resulting graph and the value of your investment as at the Sell Year (End Investment). The middle highlighted square shows the average annual return between the selected Buy and Sell years. Disclaimer Past returns are no guarantee of future returns and ING (NZ) Limited does not guarantee that an investor will receive the returns shown in the calculator or graph. Returns can rise and fall. The comments in this calculator are general in nature and should not be relied upon as giving any investment or financial advice. Independent advice should be sought before investing. The returns in the calculator or graph do not take into account taxes, fees or inflation unless otherwise stated.