As the saying goes, “There’s nothing more certain than change”. Over a life time, every family will experience challenges that have the potential to disrupt financial security.
By putting some safeguards in place, you can cushion the effects of life-changing events. Life cover protects against untimely death; disablement cover pays out if sickness or injury means you’re unable to work ever again; income protection helps if you’re temporarily unable to work; and trauma cover pays out if you’re critically ill.
Life Cover
A lump sum benefit that helps your family in the event of your death.
Life Income Cover
A regular income for your family in the event of your death.
Income Cover
A monthly benefit paid in advance when you’re unable to work due to a disability.
Trauma Cover
Financial support to help you recover from a critical illness or trauma.
Complete Disablement Cover
Helps you to avoid financial hardship if disability ends your working life by providing a lump sum benefit.
Major Medical Cover
Offers reimbursement (less your excess) for major medical expenses.
As each client’s needs are individual, differing conditions may apply.