As the saying goes, “There’s nothing more certain than change”. Over a life time, every family will experience challenges that have the potential to disrupt financial security.

By putting some safeguards in place, you can cushion the effects of life-changing events. Life cover protects against untimely death; disablement cover pays out if sickness or injury means you’re unable to work ever again; income protection helps if you’re temporarily unable to work; and trauma cover pays out if you’re critically ill.

Life Cover
A lump sum benefit that helps your family in the event of your death.

Life Income Cover
A regular income for your family in the event of your death.

Income Cover
A monthly benefit paid in advance when you’re unable to work due to a disability.

Trauma Cover
Financial support to help you recover from a critical illness or trauma.

Complete Disablement Cover
Helps you to avoid financial hardship if disability ends your working life by providing a lump sum benefit.

Major Medical Cover
Offers reimbursement (less your excess) for major medical expenses.


As each client’s needs are individual, differing conditions may apply.

Quick picks


Print Back Top of page - Last updated 31/07/2008