Two product levels have been developed to cater for the different needs of those building towards a financial retirement target, and for those who are in (or about to reach) retirement.

SIL Personal Retirement funds – provide the added discipline of ‘locking in’ your funds until you reach the age of 60.

SIL 60s Plus Superannuation funds – provide the ability for those aged 60 and over to access their money at any time.

There are five funds to choose from in SIL Mutual Fund.

SIL Capital Stable Fund
A portfolio of quality New Zealand fixed interest securities.

SIL New Zealand Share Fund
A portfolio of companies listed, or in the process of listing, on the New Zealand Stock Exchange.

SIL Balanced Fund
A diversified portfolio of quality assets comprising investments in shares, property, fixed interest securities, cash and other assets. Assets are selected from both New Zealand and international markets.

SIL International Share Fund
A portfolio of quality companies listed on overseas sharemarkets, including America, Europe and Asia.

SIL Cash Fund
A portfolio of cash, short-term deposits and collateralised deposits.

SIL Pacific Basin Share Fund
This fund is now closed to new investment.

Features of SIL Mutual Fund

• Performance – experienced professionals manage your investment to help you earn competitive returns over the medium to long term
• Flexibility – invest on a regular basis or with a single investment; switch between the SIL funds at any time without cost; access your money at any time after age 60
• Convenience – professional investment specialists take care of the hard work, freeing you from the time, effort and administration usually associated with investing on your own
• Peace of mind – the SIL Trustee ensures investments are managed in accordance with the Trust Deed.

How to invest?

• Contact your financial adviser or ask us for details of an adviser in your area.
• Print or view an SIL Mutual Fund Investment Statement
• Contact ING for further information.